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Americans Are Retiring Later: Here’s Why

September 15, 2025

Employers can help improve retirement readiness, so workers retire on time.

More workers are planning to retire at 70—or never. This could impact your workplace. What’s holding them back?

  • High savings goals
  • Debt and other financial stressors
  • Healthcare concerns
  • Anxiety about leaving work

The good news? You can help them feel more ready for retirement by providing helpful education, promoting catch-up savings options, sharing practical healthcare strategies, and offering phased retirement options.

Check out our guide here

Let’s chat if you’d like to talk more!