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Monday, February 26, 2024

Don't overlook the importance of routinely benchmarking your retirement plan. Stay informed on fees, services, and overall value for sustained financial health.

Monday, February 12, 2024

Explore savings buckets and budgeting strategies. Strengthen your financial habits with a more organized system of saving and spending.

Monday, January 29, 2024

Learn how Tampa business owners are optimizing profit sharing to reduce tax liability and reward loyal employees.

Monday, January 22, 2024

Enhance the organization of your 401(k) fiduciary files. Explore how Tampa business owners are implementing optimal strategies for compliance and peace of mind.

Monday, January 15, 2024

Stay ahead of deadlines with help from our annual Compliance Calendar. If you have any questions about deadlines or information requested, please contact us to review today!

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Monday, December 4, 2023

By conducting an Annual Retirement Plan Review of your plan's performance, investment options, fees and other factors, you can identify areas that need improvement and take steps to optimize your plan's structure.

Monday, November 27, 2023

With the holiday season approaching, it's natural to feel caught up in the spirit of giving and celebration. Here are festive finance tips for holiday spending this year.

Monday, November 13, 2023

Our 401(k) plan sponsor newsletter is designed to give you essential information on end-of-year administrative tasks, common plan pitfalls to avoid and helpful tax strategies for business owners.

Monday, November 6, 2023

As the end of 2023 draws near, those responsible for their company 401(k) plan have much to consider.

Thursday, November 2, 2023

The 2024 Retirement Plan Contribution Limits are here! Check out the most recent changes.

Monday, October 23, 2023

For business owners, striking a balance between operating costs and profit is the cornerstone of success.

Monday, October 16, 2023

Your business is one-of-a-kind and finding the right tax strategies is crucial. Discover these 5 ideas to help create a strong, tax-efficient retirement savings plan.

Monday, October 9, 2023

Managing a 401(k) plan can leave even the most seasoned administrators feeling overwhelmed. With proper support, you can simplify the complex task of retirement plan management.

Monday, September 18, 2023

The landscape of talent management and total rewards is transforming rapidly; it's vital to ensure that your plan design adapts to the changing times of employment. We can assist you in your quest to stay ahead of the competition and achiev

Monday, September 11, 2023

Starting on January 1, 2024, new legislation requires 401(k) plans to allow employees with more than 500 hours of service in three consecutive 12-month periods to contribute elective deferrals to the plan.

Tuesday, August 29, 2023

The Internal Revenue Service (IRS) has granted a two-year delay in the Roth catch-up requirements. This decision brings relief to retirement plan participants and sponsors who were facing looming compliance deadlines. Let's delve into the d

Monday, August 28, 2023

One of the keys to a successful retirement is to keep saving, no matter what the stock market is doing. It’s always beneficial to connect with an advisor to help understand your investments whether the stock market is up or down.

Monday, August 21, 2023

Total reward programs include traditional salary structures along with additional perks and incentives designed to improve employee satisfaction. With this effective approach, businesses receive the benefit of improved performance while als

Monday, August 14, 2023

From reducing administrative strain to offering employees support during difficult times – and even incentivizing healthy savings habits - there are a number of provisions you may want to consider adding for the upcoming new year.

Monday, July 24, 2023

High employee turnover could lead to a rise in small 401(k) accounts. Explore how adding a Safe Harbor IRA provision to your plan may help reduce plan costs and potential fiduciary risks.

Monday, July 17, 2023

This financial education resource focuses on 5 key questions to help employees assess their financial situation, from overspending to retirement and beyond. Sharing this helpful resource with your employees can be a positive step toward all

Monday, July 10, 2023

With thoughtful design features, you can structure a 401(k) plan that stands out in a time of talent scarcity and meets your employees’ needs | Tampa, FL

Monday, June 5, 2023

Curious about the latest trends in employee benefits to boost engagement? Check out our employer newsletter.

Monday, May 29, 2023

Employees facing financial stress spend 3 hours a week dealing with personal financial issues and are two times more likely to leave their jobs. Investing in a financial wellness program can help make your employees happier and more loyal.

Monday, May 22, 2023

How much does financial stress cost your company? When you calculate the cost for employee turnover and productivity loss, it can really add up. But there might be a way to help.

Monday, May 15, 2023

Employees are looking for beefed up benefits that support their social, physical, mental and financial well-being.

Monday, April 24, 2023

Helping employees reduce financial stress can help improve wellness, retention and productivity – and cost a fraction of the time lost from overwhelmed employees.

Monday, April 17, 2023

Setting financial goals should reflect one’s lifestyle. Here are a few tips to avoid common savings mistakes and align goals intuitively

Monday, April 10, 2023

Stressed employees are feeling the pinch; this can affect productivity, retention and engagement at work. Financial education could be an easy solution that helps your employees and overall business.

Monday, March 13, 2023

It’s always a good time of year for reflection and goal setting. We want to help you set some retirement plan goals and become a more confident plan fiduciary.

Monday, March 6, 2023

Managing a retirement plan can be a lot of work, here are 3 tips to help select 401(k) investments.

Monday, February 20, 2023

Check out this quick checklist to make sure you don't miss anything important during your next 401(k) investment committee meeting!

Monday, February 13, 2023

If you have questions about managing your company’s 401(k), you are not alone! Check out these 3 common questions about 401(k) plan costs and benchmarking.

Monday, January 23, 2023

401(k) investment oversight can be complex, so let’s break it down. Here are a few things to help you understand your fiduciary duty, plan oversight, as well as available advisory services and protection.

Monday, January 23, 2023

Stay ahead of deadlines with help from our annual Compliance Calendar. If you have any questions about deadlines or information requested, please contact us to review today!

Monday, January 16, 2023

Who has financial goals on their resolution list? Check out these tips to help stay on track with a budget.

Monday, January 9, 2023

Is your retirement plan designed to meet your company’s unique goals? Explore 3 common goals and plan design enhancements that may help reach them.

Friday, December 30, 2022

The SECURE Act 2.0 is here. See its implications for retirement plans, employers and employees.

Monday, December 5, 2022

The future looks toward powerful partnerships between employers and service providers, successful financial wellness programs and smooth 401(k) plan transitions.

Monday, November 28, 2022

4 ways to give yourself a break. Watch this video (it’s short, we promise) to see how we can take some of that burden off your plate.

Monday, November 14, 2022

True or false? A workplace retirement plan should benefit both the employer and employees. Hint: definitely true.

Monday, November 7, 2022

Leverage service providers to help your 401(k) plan run more smoothly.

Monday, October 24, 2022

Learn what to expect when changing recordkeepers to avoid unpleasant surprises.

Monday, October 24, 2022

The 2023 Retirement Plan Contribution Limits are here! Check out the most recent changes.

Monday, October 17, 2022

Attaining a good credit score shouldn’t intimidate anyone. Here are some helpful tips to help you build and repair your financial reputation for a long-lasting impact.

Monday, October 10, 2022

A financial wellness program can be an extremely valuable benefit, learn how it can help employees reduce stress while improving workplace productivity.

Monday, September 12, 2022

Managing a 401(k) plan that aligns with the goals and needs of your business can be challenging. One way is by leveraging innovative options like maximizing savings for business owners, claiming tax credits and implementing appreciated tale

Monday, August 29, 2022

Reduce the hassle of retirement plan administration by using automatic features and help your employees save without having to do anything. That's right, with the power of automatic features, you can easily lighten your administrative workl

Monday, August 22, 2022

Running a retirement committee doesn’t have to be difficult. Follow these 3 informative tips to help make your team more successful!

Monday, August 8, 2022

Looking for ways to sweeten your recruiting and retention efforts? Use these 3 ideas to strengthen your talent management strategy by helping your employees save more and improve financial well-being.

Monday, July 25, 2022

Attention Tampa Business Owners! Learn how to maximize your retirement savings and help minimize your tax burden.

Monday, July 18, 2022

The average American will change jobs 12 times. But what happens to their old 401(k) account? Here are 4 distribution options to consider when changing jobs or retiring.

Monday, July 11, 2022

Have you heard about the small business tax credits and incentives in the SECURE Act? Find out more about these workplace retirement plan benefits and how they may help your company today.

Monday, June 13, 2022

What do employees want - is it comprehensive benefits, flexible schedules or increased compensation? Responses range from guaranteed income options, combatting inflation worries and new creative ways that employers are tackling total reward

Monday, May 30, 2022

70% of employees believe that inflation is the biggest barrier to their savings success – how can employers help improve this outlook, and in the long run, employee financial outcome?

Monday, May 23, 2022

STAND OUT with a more comprehensive benefit package! To retain and attract top talent, employers need to consider new perks that reflect our changing times. The Top 10 #EmployeeBenefits Solutions >>

Monday, May 16, 2022

Employers, are you ready to evaluate, adjust and enhance your benefits program to keep up with workforce expectations and engage top talent?

Monday, April 25, 2022

It’s no secret that inflation is reaching historic levels. It’s affecting you as employers, your employees and their finances. How does it affect retirement savings?

Monday, April 18, 2022

If you have an outstanding student loan, you’re not alone. Read our latest infographic with best practices to help you pay down student debt.

Monday, April 11, 2022

Paychecks for Life: What is Guaranteed Lifetime Income? Annuities and similar products may help address retirement income concerns.

Monday, March 14, 2022

Recruiting and retaining top employees is becoming more challenging. Employees want more than just perks; they want benefits that can help them create financial freedom, balance and recognition.

Monday, March 7, 2022

Cybercriminals are well-aware that American’s have trillions of dollars in retirement savings plans. Here are key tips to help keep retirement savings safe online >>

Monday, March 7, 2022

Save the date for our 17th Annual Retirement Plan Summit! Education, dinner, drinks and golf! Thursday, March 24th | Top Golf - from 1:00 - 6:00 pm

Monday, February 14, 2022

Your workforce is diverse and unique – how does your retirement plan reflect DEI efforts?

Monday, February 7, 2022

A DOL Audit is no walk in the park, but you can take preventative steps to prepare by conducting due diligence and documenting your plan actions. The Complete Guide to a DOL Audit >>

Monday, January 24, 2022

Employee professional and financial values are evolving, and ESG funds are beginning to represent them in the market. Will they become part of your fiduciary consideration?

Monday, January 17, 2022

If the DOL comes knocking, is your plan prepared for an audit? Be aware of red flags, how to respond and what documents to have ready.

Monday, January 10, 2022

Get ahead of the curve: The most anticipated topics of 2022: Important information regarding audits, ESG funds and DEI in your workplace!

Wednesday, December 15, 2021

Climate action is front and center for both the Biden administration and many of the world’s largest companies. Read my latest Markets in a Minute for a look at the opportunities and obstacles in the race to a clean-energy future and...

Monday, December 6, 2021

If you think you’re alone in managing your 401(k) plan, think again! A Retirement Plan Committee is a dedicated group that manages investment options, oversees retirement plan administration and provides fiduciary oversight and...

Monday, November 29, 2021

Americans are living longer than ever before. Life expectancy is now at 79 years old, and many employees will need to save enough to live 17+ years in retirement.1 How financially prepared are your employees to enter into this next...

Monday, November 8, 2021

Retirement plan committees are super important; they set the direction and priorities of the company’s retirement plan. These actions (or inactions) can have a huge impact on how successful employees are at preparing for...

Friday, November 5, 2021

The new Retirement Plan Contribution Limits are official! The following limits are going up for 2022: Maximum contributions for 401(k), 403(b) and 547 increases to $20,500 The annual additions limit for defined contribution plans...

Monday, November 1, 2021

With Cycle 3 deadlines fast approaching, now is a great time to review your retirement plan. Measuring your retirement plan’s data provides key information to help increase its competitiveness, which can be extremely helpful in...

Monday, October 25, 2021

More than a year into the COVID-19 pandemic, there are signs of recovery in the U.S. Millions of vaccines have been administered, businesses and offices are reopening and life is starting to look more like it did pre-pandemic. All this...

Monday, October 18, 2021

Talking about money is tricky, especially at work. While it may seem too personal for work and easier to avoid the conversation, the effects can have a lasting effect on a company. More and more forward-thinking employers are starting...

Monday, October 11, 2021

As we begin to say goodbye to 2021, let’s look forward to the new year by addressing employee financial habits after COVID, how a K-shape economy is impacting your workplace and how your retirement plan committee plays an...

Monday, September 20, 2021

When was the last time you reviewed your retirement plan - 5 years ago, 3 years ago? If it has been over a year, it may be time to benchmark your retirement plan, but it doesn’t have to be a chore this time around. After your...

Monday, September 6, 2021

Your employees may have questions about one of the first decisions they will need to make – do they want to contribute to a Roth 401(k) or Traditional 401(k)? No matter how you slice it, taxes, income brackets and contribution...

Monday, August 23, 2021

For the millions of business owners that offer a workplace retirement plan, the COVID-19 pandemic created many financial difficulties. However, as the economic climate improves, there is an opportunity for employers to refresh their...

Monday, August 16, 2021

Help your employees save with a plan that fits your unique organization! Each type of retirement plan comes with its own set of features and tax advantage strategies for employees and employers. Knowing the different types of workplace...

Monday, August 2, 2021

Just ask anyone: Uncle Sam and the retirement industry love acronyms. Another was added in December 2020—PEP—which conveniently rhymes with MEP and SEP. The three plan types are 401(k) cousins[1] meaning they share many...

Monday, July 26, 2021

The CARES Act gave plan participants quick access to funds during the COVID crisis, although only about 6% of participants took advantage of the options offered.[1] However, as a plan sponsor you must understand your own obligations...

Monday, July 12, 2021

As the first half of the year phases out, it’s time to focus on measuring and begin strategic planning for your retirement plan. There’s a lot of new items on the agenda this year, from the CARES Act rules for repayment of...

Monday, June 21, 2021

Each of your employees is unique with their own individual lifestyle path. That said, your employees need guidance to make smarter decisions about their money so they can learn not only how to save today but how to build wealth for the...

Monday, June 7, 2021

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Monday, May 24, 2021

The global pandemic has had a staggering effect on the economic lives of millions, driving them to actions that could have long-lasting effects on their retirement savings. Facing unprecedented strain caused by the COVID-19 crisis,...

Monday, May 17, 2021

When employees are financially stressed, they spend three or more hours a week – approximately 150 hours per year – worrying about personal finances or dealing with them at work.[1] A financial wellness program is a soft...

Monday, May 3, 2021

Many American workers struggled financially before the COVID-19 pandemic. Therefore, it isn’t surprising that this crisis could greatly hinder their ability to reach their retirement income goals. Indeed, more than three-quarters...

Monday, April 26, 2021

Employees are worried about their finances. They worry about them in the evenings, on weekends and during working hours. Plus, with the increased stress caused by the pandemic, it’s no secret your workforce could use some help....

Monday, April 12, 2021

We are excited to welcome Q2 with the theme of Financial Wellness! This quarter, we are going to touch on some important topics that impact your bottom line and the financial health of your employees. Read the Newsletter

Monday, March 8, 2021

How can you reduce your fiduciary liability, protect yourself and your participants? Here are four straightforward actions to take to help reduce plan litigation.

Wednesday, March 3, 2021

If you sponsor a company retirement plan as a benefit for your employees, you may be required to maintain a type of insurance called a “fidelity bond.” The purpose of a fidelity bond, also known as a “surety bond...

Monday, March 1, 2021

One of the most common goals for a 401(k) plan is to provide a savings vehicle for the company’s owner and their employees. However, one problem—the IRS caps the amount of annual contributions participants can make. For...

Thursday, February 18, 2021

What’s on the ERISA agenda for 2021? Here are 5 important changes that plan sponsors should be paying attention to.

Monday, February 8, 2021

Help your employees beat the winter blues with this mental, physical and financial guide to wellness! Share this infographic with your employees >>

Thursday, January 28, 2021

As a fiduciary, one of the important areas of compliance involves the many documents that are part of your plan administration. Here is our “just the basics” Annual Retirement Plan Checklist for fiduciaries >>

Friday, January 8, 2021

Retirement plan committees wear many hats, including reviewing plan performance, investments and fees annually to ensure the plan is on track toward achieving key goals. Here is key information your committee should review every year.

Tuesday, November 3, 2020

The IRS has announced cost of living adjustments affecting dollar limitations for pension plans and other retirement-related items for tax year 2020. For company retirement plans, the most recognized highlights include: The following...

Wednesday, October 7, 2020

Turbulent times can bring turbulent markets. Many factors cause chaotic swings in the investing world including housing bubbles, political elections, international instability, and as we have seen recently, a global health pandemic....

Wednesday, October 7, 2020

The average person has 12 jobs during the course of their career.[1] That’s a lot of jobs — and a lot of 401(k) accounts! Around 25 million Americans have left money behind in an old 401(k) when leaving a job.[2] It’s...

Monday, October 5, 2020

With 2021 approaching fast, it’s time to start thinking about end-of-year initiatives to thrive in the “new normal” and keep your company’s retirement plan on track. Our newsletter covers strategic topics such...

Monday, October 5, 2020

If you have terminated participants with balances in your 401(k) plan, some of whom you can’t locate, you’re not alone; missing participants are an industry-wide problem. What is a missing participant? A missing participant...

Monday, October 5, 2020

As a plan fiduciary, you are responsible for your keeping track of former employees with account balances, a.k.a. missing participants. The DOL and IRS are paying more attention to plan sponsors’ efforts to identify and locate...

Monday, October 5, 2020

You likely recognize the importance of seeing your doctor for an annual physical to keep your health in tip-top shape, or taking your car in for routine maintenance to keep it running like new. But what about checking the health of...

Monday, October 5, 2020

Turbulent times can bring turbulent stock markets, leaving your employees worried! Market downturns, as we know, are a part of any investing life cycle and experts agree it is best to stay invested. Encouraging your participants to...

Tuesday, July 28, 2020

The first half of this year has been like nothing we have ever seen before --from record high employment to record unemployment, stimulus packages, the CARES Act, and of course the pandemic itself! As a plan sponsor, you have been...

Tuesday, July 28, 2020

A good total rewards program helps you attract and retain the best possible talent for your organization. Add a great workplace culture and environment and you could be on your way to becoming an employer of choice among job-seekers....

Tuesday, July 28, 2020

The COVID-19 pandemic has undoubtedly shaken our economy to the core. Many businesses have struggled to keep their doors open which has caused unemployment claims to soar. Record unemployment, coupled with a U.S. society that has an...

Tuesday, July 28, 2020

Offering a retirement plan shows your employees that you are committed to helping them save for their future. A matching formula is a great way to give a little bit more to your employees and increase contributions! There are many...

Tuesday, July 28, 2020

By choosing to offer your employees a 401(k) plan, you’re sending a powerful message — that you’re invested in their future and committed to helping them work towards financial security in their retirement. As a...

Tuesday, July 28, 2020

It is normal for working Americans to experience some form of financial hardship. When employees have proper financial wellness education, they can develop the mindset to see the long-term impact of their savings decisions. It all...

Tuesday, July 28, 2020

COVID-19 has brought many updates, changes, and challenges, and we know the stress this can place on a plan sponsor. While things are constantly changing, one thing remains the same – your status as a fiduciary. Your...